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riding season is coming
financing New & Used utility, travel trailers, fifth wheels, toy haulers and campers - all credit welcome!
home is where you tow it.
with thousands of new and preowned trailers for sale on KIJIJI, Facebook marketplace and other rv dealers, you decide what feels like home.
we'll provide the loan approval so you can pick the new or used travel trailer, fifth wheel, toy hauler or utility trailer near you that fits your needs and budget.
flexible loan options for all
all major camper & utility trailer makes and models accepted
top used rv trailer financing rates available in canada
lenders that approve models over 10 years old
approvals for self employed & contractors
$0 down financing on most approvals
refinance options may be available
short time at the job accepted
loan options for bad credit
What credit score do you need to get RV financing?
Credit scores do not have to be at a certain level to qualify for an RV loan. As part of the approval process, lenders consider factors such as past installment payment history, debt service ratio, and length of employment at the time of application.
What interest rate should you expect when applying for RV Financing?
Recreational financing interest rates vary widely, with most Canadian lenders currently offering in the neighborhood of 9.9% for good credit. RV loans approved for fair credit typically fall in the 14.9% range, while rebuilds start at 19.9%.
What term lengths are offered for RV financing?
In order to make payments as affordable as possible, an RV loan typically runs around 10 years. Depending on price and approval, lenders may offer terms up to 20 years or as short as 2 years.
Can I get approved for a RV loan with bad credit?
In most cases, getting RV financing is not that difficult. Even if you have poor credit history, repossessions, bankruptcy, or no credit at all, there are still great options out there that might be willing to get you approved
Can a RV loan help build my credit?
The same way as most automobile loans, on-time RV payments can help build credit. Installment payments are a terrific method to establish positive credit and most major recreational lenders in Canada report to bureaus.
all major TRAILER makes approved
our lending network provides financing for nearly ALL used models THAT ARE VIN STAMPED. THIS INCLUDES, BUT IS NOT LIMITED TO, Airstream, winnebago, dutchmen rv, coleman, happier camper, starcraft, jayco, forest river, palomino, prime time, avenger, flagstaff, lance, grand design, keystone, northwood, and oliver. all models accepted.
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