financing pre-owned atvs - loans for anywhere in western canada - all makes & models - all credit welcome!

What credit score do you need to finance an atv?

Your payment history, employment status and debt service ratio are just as important as your credit score when obtaining an atv loan. A bad credit score alone will typically not prevent you from getting financed for an atv.

What are the interest rates available for financing an atv?

A clean credit history can get you an ATV loan for as little as 5.9%. If you have fair credit history, you will pay between 12.9% and 17.9%. Finally, if you have bad credit history and are looking to rebuild the rates start at 19.9% and go up from there.

What are the longest term lengths offered for ATV financing?

Most ATV loans are structured between 5 and 8 years, similar to an auto loan. Lenders may offer loans that last between 2 and 10 years subject to affordability and approval.

Is it hard to get approved for ATV financing with bad credit?

Finding an ATV lender who will accept bad credit is fairly common, given the large number of flexible options out there. If you have poor credit history, repos, bankruptcy or even no credit at all - there is a good chance that there is still a lender willing to offer an approval.

Can an ATV loan help to build my credit score?

An ATV loan can help build credit if payments are made on time, much like an automobile loan. An installment loan is a great way to prove your credit worthiness, as most Canadian lenders report to credit bureaus.

all major atv & utv makes approved

our lending network provides financing for all major new and used makes including arctic cat, argo, can-am, cfmoto, honda, kawasaki, ktm, polaris, suzuki and yamaha.  all models accepted.