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Snowmobile Financing - Service throughout Canada - All new & used makes & models - Bad credit welcome!

Used Polaris Pro RMK 800 Snowmobile

Don't get left out of the cold.

With hundreds of new and used snowmobiles for sale on KIJIJI, Facebook marketplace and other snowmobile dealers, you're in full control of what you buy.

We provide the loan approval and you pick the perfect new or used sled. We'll buy it in giving you access to the best snowmobile financing options in Canada.

Western Canada Rocky Mountains

Flexible sled loan options for all

  • $0 down snowmobile loan options on most approvals.

  • Top snowmobile financing rates available in canada.

  • All major snowmobile makes and models accepted.

  • Sled Approvals for self employed & contractors.

  • Lenders that approve older model year sleds.

  • Bad Credit Snowmobile Loan Options.

  • Sled refinancing May Be available.

  • Short time at the job accepted.


What credit score do you need to finance a snowmobile?

A bad credit score alone usually does not prevent you from getting financed for a sled. In addition to your credit score, your payment history, employment status, and debt service ratio are all in consideration when applying for a snowmobile loan.

What interest rates are available when financing a used snowmobile?

You can get an snowmobile loan for as little as 9.9% if you have pristine credit history. Those with fair credit history typically pay between 11.9% and 17.9%, and those with bad credit history who are looking to rebuild with rates starting at 19.9%.

What term lengths are offered for snowmobile financing?

The typical sled loan is set between 5 and 7 years, but lenders may offer loans lasting between 2 years and 10 years, depending on the age of the snowmobile, affordability and approval.

How hard is it to get approved for a bad credit snowmobile loan?

Typically it is not that difficult to get an approval for bad credit snowmobile financing. Even with poor credit history, repos, bankruptcy, or no credit at all - there are still great options out there that may be willing to grant an approval.

Could getting a snowmobile loan help my credit?

An on-time payment toward a snowmobile loan can help build credit in the same manner as most automobile loans. Installment payments are a great way to establish positive credit and most Canadian recreational lenders report to credit bureaus.

Do you offer guaranteed snowmobile financing?

There is no true guaranteed snowmobile financing program available in Canada. Any dealer offering guaranteed snowmobile loans are doing so with strict conditions and implications that can be dangerous to accept. Visit this blog post for more info.

Any major snowmobile make approved

Our lending network finance snowmobiles of any major make or model. This includes Arctic Cat, Lynx, Yamaha, Skidoo and Polaris financing options.

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