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financing pre-owned snowmobiles anywhere in western canada - all makes & models - all credit welcome!

Used Polaris Pro RMK 800 Snowmobile

don't get left out of the cold.

with hundreds of new and preowned sleds for sale on KIJIJI, Facebook marketplace and other snowmobile dealers, you're in full control of what you buy.

we'll provide the loan approval so you can pick the new or used sled near you that fits your needs and budget.

Western Canada Rocky Mountains

flexible loan options for all

top snowmobile financing rates available in canada

all major snowmobile makes and models accepted

approvals for self employed & contractors

lenders that approve older model years

$0 down financing on most approvals

Sled refinancing May Be available

short time at the job accepted

loan options for bad credit



What credit score do you need to finance a snowmobile?

A bad credit score alone usually does not prevent you from getting financed for a sled. In addition to your credit score, your payment history, employment status, and debt service ratio are all in consideration when applying for a snowmobile loan.

What interest rates are available when financing a used snowmobile?

You can get an snowmobile loan for as little as 6.9% if you have pristine credit history. Those with fair credit history typically pay between 9.9% and 17.9%, and those with bad credit history who are looking to rebuild with rates starting at 19.9%.

What term lengths are offered for snowmobile financing?

The typical sled loan is set between 5 and 7 years, but lenders may offer loans lasting between 2 years and 10 years, depending on the age of the snowmobile, affordability and approval.

How hard is it to get a snowmobile loan with bad credit?

Typically it is not that difficult to get an approval for snowmobile financing. even if you have poor credit history, repos, bankruptcy, or no credit at all - there are still great options out there that may be willing to accept you.

Could getting a snowmobile loan help my credit?

An on-time payment toward a snowmobile loan can help build credit in the same manner as most automobile loans. Installment payments are a great way to establish positive credit and most Canadian recreational lenders report to credit bureaus.

all major snowmobile makes approved

our lending network provides financing for all major new and used makes including arctic cat, lynx, polaris, skidoo and yamaha.  all models are accepted.