Happy Riding Season
Canada's Premiere Equipment Financing
Whether you're financing a tractor, mower or forklift - our equipment financing process makes it simple.
Zero down options for most approvals with the top interest rates available in Canada.
No hidden fees or costs. We provide exact quotes with a simple private sale fee structure.
Loans for bad credit situations to help rebuild and ensure your business is on track.
Buy any new or used tractor or mower from anywhere that accepts our cash.
Cultivate your dreams into reality with our simplified financing process.
Apply online & get your pre-approval set up.
Within one business day, you'll receive your equipment financing approval back. This will show your interest rate, any lending caps, and an estimate on what your payments will be.
Choose a rig that fits your needs and budget,
Shop your local marketplace or dealer and find the perfect unit that fits your approval. We charge 10% markup and a $499 doc fee to facilitate the financing. Simple & up-front.
We buy the rig.
You own it.
We'll complete all of the documents remotely and arrange for payment directly to the seller. Once they confirm payment, you're free to pickup your new rig. Congrats!
Equipment Loan F.A.Q.
What credit score is needed to finance a tractor? There is no minimum credit score needed to obtain a tractor loan in Canada. Lenders usually consider factors other than credit scores when determining loan eligibility, such as previous payment history, debt-to-income ratio, and duration of employment.
What interest rates are available for mowers & equipment? Equipment loans are available starting at 9.9% interest from the most dependable lenders in Canada. The interest rate spectrum for loans generally falls between 9.9% and 11.9% for excellent credit, 12.9% to 16.9% for average credit, and a minimum of 19.9% for poor credit.
What term lengths are offered for tractor & mower financing? Your lender will tailor your tractor and equipment loan according to your payment objectives and affordability. Loans for such machinery are typically available for a duration of 5 years. Some lenders may provide extended terms for newer or higher value units.
Is it difficult to get approved for bad credit tractor financing? With numerous lending choices available today, obtaining bad credit tractor financing may be relatively easy, even if you possess poor or no credit history. We have connections to the top tractor financing oppportunities in Canada to secure an approval.
Are there loan options for self-employed or contractors? Yes! All of our Canadian equipment loan partners will consider income from self-employed, business owners and contractors. Depending on credit, bank statements, invoices and NOAs may be required.
