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riding season is coming
financing pre-owned motorcycles - Proudly Serving canada - all makes & models - bad credit welcome!
Your approval. Your choice.
with thousands of new and used motorcycles for sale on KIJIJI, Facebook marketplace and other dealers, you can choose the ride that suits you best.
we'll provide the loan approval, you pick the new or used motorbike near you that matches your needs & budget.
flexible loan options for all
top motorcycle financing loan rates available in canada
all major motorbike makes and models accepted
approvals for self employed & contractors
Motorcycle refinancing may be available
lenders that approve older model years
$0 down financing on most approvals
short time at the job accepted
loan options for bad credit
What credit score do you need to finance a motorcycle?
There is no minimum credit score to be approved for a motorcycle loan. while having a good score helps, lenders take other factors into account when offering an approval such as previous installment payment history, debt service ratio and time at your current job.
What interest rate can I expect when financing a motorcycle?
The top lenders in canada offer rates for motorcycle loans starting at 6.9% for pristine credit. For very good credit you can typically expect to qualify between 6.9% and 9.9%, fair credit in the 12.9% to 17.9% range and bad credit rebuilds starting at 19.9%
What term lengths are offered for motorcycle financing?
Lenders structure based on your payment goals and affordability. Most motorcycle loans are offered between 5 and 8 years similar to an auto loan. Some lenders structure as short as 2 years or as long as 10 years for newer models.
How hard is it to get approved for a motorcycle loan with bad credit?
Getting approved for motorcycle financing is typically not hard to do as there are many options today to get approved even with bad credit. If you have bad or even no credit at all, there may be a lender out there willing to help out.
Can a motorcycle loan help to build credit?
Much like an auto loan, a motorcycle loan can help build credit so long as payments are made on schedule. Most lenders in Canada report to your bureau and an installment loan is a great way to prove your credit worth.
all major motorcycle makes approved
our lending network provides financing for all major new and used motorbike makes including aprilia, bmw, can-am, ducati, harley davidson, honda, husqvarna, indian motorcycles, kawasaki, ktm, moto guzzi, polaris, suzuki, triumph, victory and yamaha. all models accepted.
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