top of page
Pedal Now, Pay Later.
Get approved to finance any e-bike from the thousands of retailers throughout Canada. Get your numbers up-front and pick the right bike to fit your needs and budget.
Apply Online to get approved
Receive your approval back within one business day. This will outline your rate, cap if set, and give you an estimate on what your payments will be. Visit our partners site for a handy payment calculator.
Choose a bike local to you
Shop at any of your local bike dealers to pick a ride based on your approval. The minimum sales price must be $2,000 to qualify. Our fee is a 10% markup on the total price at the dealer, minimum $500, which is added to the financing.
We buy it.
You ride it.
We'll complete all of the documents remotely and arrange for payment direct to the e-bike dealer. Once they confirm payment, you're free to pickup. Congrats!
Flexible Top Tier Loan Options
Top E-Bike financing rates available in Canada.
Longer term options than most e-Bike Lenders.
Approvals for self-employed & contractors.
All new major makes of eBikes accepted.
Bad credit situations welcome to apply.
$0 down financing on most approvals.
Short time at the job accepted.
No dealer doc or admin fees.
What credit score is needed to finance an e-bike?
In Canada, acquiring an e-bike loan doesn't require a specific minimum credit score. Lenders typically evaluate elements beyond credit scores for loan eligibility, including prior payment history, debt-to-income ratio, and length of employment.
What interest rates are available for e-bike financing?
You can secure an e-bike loan starting at 9.9% interest from the most dependable lenders in Canada. Rates range from 14.9% to 19.9% for individuals with mid to fair credit.
What term options are offered for electric bike loans?
Your lender will structure your e-bike loan based on your payment goals and affordability. Where competitors limited their financing to two years in general, our loans typically range from two to five year terms keeping payments affordable throughout.
Is it difficult to get approved for an e-bike loan?
We have access to the best e-bike financing options in Canada which offer approvals starting at prime rates to mid-tier credit situations.
Do you offer financing for used e-bikes?
Currently, Canadian lenders that we work with do not provide financing for pre-owned e-bikes. This is primarily due to the wide variation in the value of used e-bikes. However, financing a brand new e-bike is typically quite affordable and manageable.
What is the minimum amount that can be financed?
Recreational loans in Canada start at $2,000 for most approvals. Please note that certain lenders offer different minimums.
bottom of page