F.A.Q. - GENERAL FINANCING QUESTIONS
In this section we will outline general questions that we often get when deciding to finance with us. If you have further questions please do not hesitate to email us HERE or text to (587) 855-6335.

HOW LONG DOES IT TAKE TO PROCESS MY APPLICATION?

MOST APPROVALS ARE LOCKED IN WITHIN ONE BUSINESS DAY
FIND THE PERFECT UNIT PRIVATELY? WE'LL BUY IT SO YOU CAN FINANCE IT!
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PRIVATE SALE UNITS WITH A LIEN STILL ACTIVE
In the event that the unit you are hoping for us to buy in has a lien still active, we will do everything we can to work with the seller and have it paid out. If the lender that holds the lien is in our network - it should be fairly seamless to have it paid out. Certain lenders, however, can take weeks to release a lien which lengthens the process substantially. The lien MUST be paid out in full in order to finalize the purchase and complete the transaction.
INSURANCE REQUIREMENTS
As with any vehicle or asset loan, insurance will be required on the unit being financed. Unfortunately, there are no exceptions to this. If for any reason you aren't able to obtain insurance, you will not be able to finance in Canada.

CURRENT LENDER CAPS
MINIMUM LOAN FOR PRIVATE SALES
$2,000
*ON APPROVED CREDIT, SUBJECT TO UNIT VALUATION CONFIRMATION
MINIMUM TERM LENGTH
2 YEARS
*SUBJECT TO APPROVAL. LOAN CAN BE PAID OUT AT ANYTIME WITHOUT PENALTY
MAXIMUM LOAN FOR PRIVATE SALES
$80,000
*ON APPROVED CREDIT, SUBJECT TO UNIT VALUATION CONFIRMATION
MAXIMUM TERM LENGTH
20 YEARS
*SUBJECT TO APPROVAL. LOAN CAN BE PAID OUT AT ANYTIME WITHOUT PENALTY
we only partner with reputable lenders, no shady black market loans. this means ...

extra payment penalties
locked in terms
penalty for early buyout

REPUTABLE CANADIAN LENDERS
We're proud to partner with the top recreational asset lenders in Canada. All of our lenders grant approvals based on the value of the unit being financed. This allows them to offer approvals that most big banks simply wouldn't touch.
Our lending network specializes in presenting the best option for what you're looking to buy. We have lenders specific to motorcycles, ATVs, boats and trailers.

PROTECT YOUR CREDIT
We are proud to limit hard credit pulls to a maximum of three for each applicant. This allows us to shop the best possible option and compete lenders against one another while preserving your credit score as much as possible.
We also have lenders in our portfolio who report to credit to help bolster and build some positive repayment history.